Moms are the heart and soul of a family. They do it all, from caring for the kids to earning a living to helping with science projects and cooking a delicious (and hopefully nutritious) meal.

But there's one thing moms might not be good at, and it's protecting their families with life insurance. Stay-at-home moms, this is especially important for you! If you put a dollar value on the time and work you do for your family, how much do you think it would add up to?

What if Moms Had a Salary?

As it turns out, the average mom would earn a yearly salary of $94,700/year for things like:

  • cooking ($52,260)
  • cleaning ($6,136)
  • caring for the kids ($31,200)
  • chauffeuring ($4,168)
  • doing laundry ($936)

Those numbers come from the cost of hiring professionals to perform those duties. For example, a professional chef would cost $52,260 per year.

$94,700 is an intimidating number. Most moms just don't realize how much they do...or how much it costs. That's where life insurance comes in.

Life Insurance and Moms

Today, 40% of households with kids under 18 include a mom who is the sole or primary earner for her family. Women are doing more to support their families than ever! But they're not doing as much to protect them. According to the LIFE Foundation, among women who have life insurance, their coverage is only 69% of the average coverage amount for men.

What's the solution? Moms need more life insurance coverage. It doesn't have to be expensive to upgrade your existing policy, or to get a brand new policy.

A 40-year-old woman (healthy, non-smoker) can get $250,000 of 30-year-term coverage for as little as $25 per month. That's less than $300 per year to know your family will receive $250,000 tax-free, should you pass away unexpectedly.

That money can pay off a mortgage, send kids to college, and keep the household running while your family grieves and adjusts. It's a huge gift to give, and one that's very easy...if you take care of it now. When it comes to life insurance, it's better to be ten years too early than ten minutes too late. Check out the video below for more reasons why moms need life insurance.

Ready to get started? Call me or send me an email today!