Final Expense Life Insurance

Martin was already 72 years old and didn’t think he’d qualify for anything. But after he saw a late-night commercial talking about burial insurance, he decided to give it a try. He found our website and called us the next morning since he preferred to talk to a real person.

The good news? Not only did Martin qualify, but he got more coverage than he expected. With a max budget of $100 per month, we were able to find him $25,000 of coverage and still come in under budget.

“I’m getting up there in years and I can’t stand the thought of being a burden on my family. Now I know that won’t happen. I should have done this years ago. Thank you for helping me. I really appreciate it.” – Martin R.

• Medical expenses — If you’re hospitalized, you’ll have expenses health insurance or Medicare won’t cover. That includes co-insurance, co-pays, hospital bills, and doctor’s bills. Final expense burial insurance can provide the cash your loved ones need to pay those bills. A good rule of thumb is to find your health insurance’s annual out-of-pocket maximum amount. If your policy covers at least that amount, your family will be able to pay off any remaining medical expenses.
• Funeral & burial costs — Think of your policy as funeral costs insurance. Your loved ones can use the death benefit for an elaborate funeral, a wake at your house, a private burial, cremation, a family party – there are no strings attached. The average funeral costs between $7,000 and $9,000, according to Bankrate. That cost can increase depending on your selections for a burial plot, headstone, coffin, or urn.
• Care expenses – You may need end-of-life care in a nursing home or with a home health aide. Your policy can be used to pay off remaining costs from these services. If family members helped with your care, you can also provide them with some reimbursement using your final expense insurance.
• Probate costs — Every will goes through probate before its bequests can be granted…and there may be challenges along the way. Wills can be contested. Creditors can lay claim to properties. If probate becomes an issue, there will also be court and attorney fees to pay. A final expense life insurance policy can help tide your heirs over with a small amount while your will passes through probate.

Your actual final expense life insurance premium can only be determined by a full application and the carrier's underwriting process. Depending on the carrier, premiums can be paid on an annual, semi-annual, quarterly or monthly basis. Monthly premium rates may be available via EFT (electronic funds transfer). Not all carrier policies are available at all durations for all ages in all states. By providing your phone number and the name of your wireless carrier, you agree to WholesaleInsurance.net's privacy policy and terms of use. You also agree to receive communication from us at the phone number(s) you provide. Our communication with you may include autodialed or pre-recorded calls, emails, and SMS or MMS messages. You may opt out at any time. You may also call us directly at (800) 823-4852.