Disability Income Insurance

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Your Most Valuable Asset

Hint: It’s not what you think

Would you be surprised if I told you your most valuable asset isn’t your house? Or your 401(k)? Think about the asset that helped you get that house and fund that 401(k) in the first place – your ability to work and earn an income. Your ability to earn a living is what supports your family and provides them with a better quality of life. If you weren’t able to work, what would happen to that quality of life?

Man with a cast on his arm being helped by a doctor

What If You Got Sick or Hurt and Couldn’t Work?

Imagine how your life would change without a paycheck.

When you think about being unemployed, you probably imagine a situation like a layoff or quitting one job to take a better one. But there’s another scenario you probably haven’t considered: experiencing a disability. Now, in addition to paying all the regular bills, you also have new expenses caused by your sickness or injury. Physical therapy, transportation, in-home help, new job training…it all adds up. In fact, as many as 62% of bankruptcies in the U.S. stemmed from medical expenses.*

“It Won’t Happen to Me”

Is this your first reaction?

No one wants to think they’ll experience a disability. We get it – it’s an uncomfortable topic that’s easy to sweep under the rug. But these CDC statistics** point to a different outcome:

  • 1 in 4 adults in the U.S. have some type of disability.
  • 1 in 4 women have a disability.
  • 2 in 5 adults age 65+ have a disability.

Sure, it’s possible you won’t be one of these statistics. But just in case, take a moment to think about what your life might be like if you did become disabled. It’s hard, isn’t it? If you’re having trouble just thinking about it, imagine what it’s like to live it. The people in these videos are here to tell us what it’s like so we don’t have to imagine it – we can see it and hear it from them.

This playlist lets you see what it’s like to move through the world with a disability.

Prevent All This Worry with Disability Income Insurance

With disability insurance, you can protect your paycheck – and get valuable peace of mind. Secure your income, no matter what happens in the future. That way, you can face life with confidence knowing you’re protected.

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What Is Disability Income Insurance?

It’s your safety net if you become disabled.

Disability income insurance pays you if you can’t work due to a qualifying disability. Your policy will replace your income up to a percentage of your old salary, usually 60% or 65% (it varies by state). That money can keep a roof over your head and food on the table while you heal, adjust, or make a transition.

One great benefit of an individual disability policy? You can transition to a different type of work and still get paid. This isn’t the case with government disability benefits, for example. Let’s say your job requires you to use your right hand. But if you suffered a disability and could no longer use that hand, what could you do? With a DI policy, you could get a job that only required you to use your left hand – and your policy would keep paying you for that right-hand disability.

People with disabilities represent the largest minority in the world. About 15% of the world’s population^ will experience some kind of a disability - making it a 1 in 6.6 chance you’ll need this policy.

Why worry about what might happen…when you can protect yourself and move on with confidence?

Woman on crutches being helped by a nurse

Assurity Simplified Issue: My Recommendation

I recommend this particular policy because it’s faster and easier to get covered than ever before:

Assurity logo

  • Easy application – just answer a few simple questions
  • Fast turnaround – you’re covered in days, not weeks
  • Simplified underwriting – a phone interview, if needed, on a case-by-case basis
  • Total and partial disability payments – you get paid whether you're fully or partially disabled

If you're between the ages of 18 and 59, you qualify!

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About Assurity

In business for over 130 years, Assurity wrote its first disability policy in 1890.

Today, the company is headquartered in Lincoln, Nebraska and combines the shared resources of three Lincoln-based companies: Woodmen Accident and Life, Security Mutual Life, and Lincoln Mutual Life. Assurity processes most claims in 7-10 days and is also a certified B Corporation, showing their commitment to sustainability and community responsibility.

Protect your paycheck with a disability income policy!

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Why Work with WholesaleInsurance.net

Our awesome staff & licensed agents are here to help protect your income with an Assurity disability insurance policy! Call 800-823-4852 now to get your free quote!

"I want to thank you for all of your help and patience. If any of my friends or family are looking to purchase life insurance, I would refer you to them."
- Dew C. on our amazing agent, Tammy Walde

Meet the Team

Christine Orris Cedric Carter Debby Strouse Tammy Walde
Christine Orris
Team Lead
Cedric Carter
Insurance Advisor
Debby Strouse
Insurance Advisor
Tammy Walde
Insurance Advisor

* "Medical Bankruptcy and the Economy," TheBalance.com, 1/20/22

** "Disability Impacts All of Us," Centers for Disease Control and Prevention

^ "Disability Inclusion," The World Bank

Your disability income insurance premium can only be determined by a full application and the carrier's underwriting process. Depending on the carrier, premiums can be paid on an annual, semi-annual, quarterly or monthly basis. Monthly premium rates may be available via EFT (electronic funds transfer). Not all features or riders are available for all ages in all states. By providing your phone number and the name of your wireless carrier, you agree to WholesaleInsurance.net's privacy policy and terms of use. You also agree to receive communication from us at the phone number(s) you provide. Our communication with you may include autodialed or pre-recorded calls, emails, and SMS or MMS messages. You may opt out at any time. You may also call us directly at (800) 823-4852.

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